From assessment year 2013-14, E-filing has been made compulsory for the person who is an individual or a Hindu undivided family (HUF), if his or its total income, or the total income in respect of which he is or it is assessable under the act during the previous year, exceeds Rs. 5 lakh rupees for the assessment year 2013-14 onwards. It clearly states total income and not taxable income.
Please read below to know how you can file income tax return online yourself.
Calculate Income tax
You can calculate your income tax payable using the income tax calculator provided at this page: Income tax calculator. Income tax return excel utility also computes income tax, but they only take taxable income as input.
Also make sure that you also see whether the advance tax has been paid on time (See row 101-104 in tax calculator). In case you have paid the full tax but not paid on time as per the advance tax schedule, you are liable to pay interest under section 234 C. Income tax return excel utility also computes interest penalty u/s 234C.
Pay your tax online
Whatever pending amount you need to pay can be paid online on this link: Pay Taxes Online (Use only Internet explorer for this).
Select challan type as CHALLAN NO. /ITNS 280 and continue.
Select (0021) INCOME-TAX (OTHER THAN COMPANIES) in tax applicable field and
Select (300) SELF ASSESSMENT TAX in type of payment.
Select bank through which you want to pay.
Make sure to add interest penalty as computed by income tax return excel form u/s 234A, 234B and 234C in case of tax payments after due date.
You also pay through your net banking login on Axis Bank, Oriental Bank of Commerce, State Bank of Patiala, Bank of Baroda, IDBI Bank, State Bank of Mysore, Bank of Maharashtra, State Bank of Hyderabad, State Bank of Saurashtra, Union Bank of India, Allahabad Bank, Dena Bank, Syndicate Bank, ICICI Bank, State Bank of India, Punjab National Bank, Indian Overseas Bank, Canara Bank, Indian Bank, Bank of India, Corporation Bank, State Bank of Bikaner & Jaipur, State Bank of Travancore, State Bank of Indore, Vijaya Bank and HDFC Bank.
You can check online if your money has actually reached the I-T Department. For this you have to go to Tax Information Network Website and click the box CIN Based View. Provide details as per the receipt generated while online tax payment.
Fill Income tax return form
Download respective income tax form from income tax website. Income tax department has modified the return preparation software to include automatic calculation of tax and interest.
Income from Salary/Pension, interest and single house property ( but with exempt income is less than Rs. 5,000) : ITR-1
Income from more than one house property, capital gains, salaries, pension, interest and exempt income more than Rs 5,000: ITR-2
Income from partnership in a firm: ITR-3
Income from business/profession: ITR-4
Income from Presumptive Business: ITR-4S
Exempt income here includes transport/conveyance allowance, HRA exemption, agricultural income, insurance maturity amount, LTA, Gratuity, Interest on PPF balance, Leave Encashment, Income from Mutual Funds, Dividends and long term capital gains.
Fill up the form with information provided in Form-16 and the tax calculated in income tax calculator above in Step 1.
If you don’t know Assessing Officer (Ward / Circle), Find it here by submitting your PAN.
After filling up the form, Generate tax return XML from the income tax form by clicking Generate button on first sheet of excels form.
e-File income tax return
After you have created a XML file from income tax return excel form, Go to Income Tax e-Filing Website.
Create your login on this page on website. It’s not mandatory, to use a digital signature for electronically filing the return.
a) Filing return without digital signature:
Login to income tax site and click on assessment year under submit return menu on left side of page.
Upload the generated XML on this page for 2012-13 assessment year.
On successful upload acknowledgment details would be displayed.
Take printout of acknowledgment/ITR-V Form. You may also download it later. Login and go to link on top right My account > My Returns.
Form ITR-V has to be submitted with the Income tax Department as verification of the electronic filing of the return within 120 days after the date of e-Filing.
Form ITR-V is bar-coded, so it need not to be folded and to be mailed in a A4 size envelope BY ORDINARY or SPEED POST ONLY to “Income Tax Department – CPC, Post Box No – 1, Electronic City Post Office, Bengaluru – 560100, Karnataka” within 120 days after the date of e-filing of return. ITR-V sent by Registered Post or Courier will not be accepted. No Form ITR-V shall be received in any other office of the Income-tax Department or in any other manner. Please keep a copy of the same with you also. After some day of posting the ITR-V, you can check status of receipt by going into account ‘My Account’ -> ‘E-filing Process Status’.
From year 2012-13, even if a person does not have digital signature, he can file online and even does not need to send ITR-V copy to Bangalore CPC (Central processing centre) address.
An electronic signature would be generated online in income tax efiling website after providing certain information from previous year’s income tax return. On validation of such information, unique PIN would be provided to person on email/SMS. This PIN can be used to file income tax return online without needing digital signature. This will also make sure no further hard copy needs to be sent to department.
b) Filing return with digital signature:
In case you don’t have digital signature and you want to buy that, you can buy class 2 or class 3. You can buy digital signature on e-Mudhra website . Class 2 individual certificate is available for Rs. 285 for 1 year validity.
In case return is filed with digital signature, user may take a printout of the Acknowledgment for his record. The tax-payer is not required to submit the Form ITR-V with the Income-tax Department.
Income tax department call center:
To assist taxpayers, a limited call center service has been established at ITD-CPC, Bangalore. Taxpayer queries on status of ITR-V receipt at CPC, Bangalore will be answered on 080-43456700 between 9:30 AM to 6 PM. The service will be available in English, Hindi and Kannada.
One may also call on 1800-425-2229 (Toll free) or 080-43456700 for status of receipt of ITR-V at CPC, Processing status of e-filed returns, Refund issues and any other information related to processing of returns at CPC. The working hours of CPC Call center have been extended to 9AM-8PM on all working days.
I hope this article will help many of us and make tax filing Simple & Easy. So please this year Do-It-Yourself.
Feel free to comment/suggest anything that I may have missed.
Note : No hard copy of any kind of proof needs to be submitted along with Income tax return.
Sir, Is there Bank details is compulsory to mention Bank Details In ITR form?
Yes, You must give bank details of the your account where your salary is being creditd. It also helps in direct refund to Bank account using ECS by IT dept.
Sir,
A demand notice of Rs.36167 on account of ‘” interest payable for the previous year has been received by one of my friends. My friend says it has been inadvertently sent to him as he has already paid tax of Rs.193498 as per form 16. But they calculated it as Rs.229660/- which is wrong. While seeting the income tax computation sheet, it has been noticed that under heads of income, the income from salary as provided by Taxpayer has been shown as 1310392 – less 71125
on account of house property and as per Section 143(1) computed by them, it has been shown 1239257 and less”house propertyhas been shown ‘0”.
I think because of this error more interest payable has become due.
How to rectify this problem.
Thanks and Regards
Anita
@Anita
Your friend should first check the ITR form filed by him.
If there is some mistake, he should file rectification request.
In case there is computation issue at IT department side, he may file rectification for re-assessment of ITR.
Hi,
I want to ask a question regarding income tax refund of FY 2011-12 (AY 2012-13).
All my earlier returns show status of “ITR Processed” but this one just shows “ITR Received”.
I uploaded this original return in ITR-4 on 31/7/2012. (The return filed was for a refund of TDS excess deducted and therefore I was expecting a refund check.)
Acknowledgement of ITRV received on 31/8/2012.
Then there is an entry dated 24/12/2012 that says “Kindly follow the instructions as mentioned in the notice/communication sent by CPC, if already received. Else kindly wait to receive the same.”
I called their help nos 18001801961/4252229/42500025, but the guys there say please be patient you will get it soon.
It is now May 2013 and return for FY 2012-13 will soon be due.
How to deal with this situation? Please advise.
@Akand
You are not alone here. Most of the people who have refunds due have not got their ITR processed yet.
I also have the same case, filed ITR-4 before 31st July and haven’t got ITR processed yet.
Govt has not issued any refunds for FY 2011-12 in FY 2012-13, so that their books shows a good amount of cash in it.
Even for smaller amounts, refunds are being processed now only. My father had small Rs 500 refund which got processed last week only.
All you can do is wait and they may also give interest on refund due to delay.
Sir,
In case of my friend’s son, the ITR processed and refund process made, but due to wrong mentioning number of Saving Bank in which one zero left inadvertently in 15 no. bank account, the refund process could not be completed. Please guide what to do know to get back the claim. My friend blames me for all this cos I helped her in e-filing. I asked her to check each and every detail which I filled at that time but still she is angry with me. How could I help her.
Thanks
@Anita
You can login to e-filing website and raise a refund re-issue request.
CPC Communication Reference Number, Refund Sequence Number (as per CPC Order) and Date of Birth/Incorporation (DD/MM/YYYY) would be asked during this request.
Sir,
My friend’s son got the refund within fifteen days as per you advice after making reissue request. Thanks a lot.
Regards
Anita Vij
Dear Sir,
Hi, I run small restaurant selling snacks/ice-creams/ready-to-eat stuff. For year 2011-12, I filed return ITR4 and showed the net loss of rs 1.88 lac that i incurred on total sales of Rs 16.4 lacs in which I earn gross profit of Rs 7.3 lacs. My expenses is 9.18 lacs for rent, water charges, salary to 3/4 staff, electricity, VAT, repairs to shop, etc. Due to loss, I survived by FD interest income and wife’s salary who is employed in private company. As my business is too small to afford any accountant, I do not keep regular books of account. Therefore I entered details in item 51 of Part A-P&L.
Now I receive email two days ago from IT Dept saying
“The return of Income filed by you for Assessment Year 2012-13 is considered defective u/s 139(9) of the Income Tax Act, 1961 as it is found to contain certain defects which has been annexed in the next page (Annexure A).
Sl.No Error Code Error Description
1 30 In schedule BP, assessee claiming expenses equal to the business income.
2 14 Assessee entering negative amount in gross profit or net profit.
3 23 Where assessee furnish total of amount deducted in Sl.no.2,3,4 and 5 of Schedule BP should be consistent with Total credits in the P and L Slno.5
Please understand and tell me what to do. Sl nos 2, 3, etc are “green fields” – data cannot be entered into them. Does error code 14 mean we cant show business loss?
I cant afford a CA and I do not know what to do. I spoke to call center 1800 425 2229 and they told me that if you do not feel an error simply re-file the same return as submitted earlier. Please advise.
@Akand
Frankly, we have little experience in handling income tax queries for businesses. We have more exposure in salaried class and simple computations.
Thank you for your quick reply. Even if you couldn’t help me, I think your website is great and really useful to people like me who try to file online without aid of CA.
Sir,
Thank you very much. Done the needful as per your advice.
Regards
Anita
Dear Sir,
For the year 2013-14, I don’t have any salary. I have withdrawn my EPF and Gratuity.
I hvae left my job after 20 years of service on 31st march 2012.
I would like to file my returns. Which ITR is relavent to me ?
In which column(s ?) ( or rows) i need to make these entires ?
As I understand, both EPF and Gratuity (<10L) are exempted from Tax,
is that right ?
@Anand
In case you only have exempted income and no taxable income, then there is no need to file income tax return.
Still if you wish to file, You should use ITR-2 form and fill this exempt income in EI sheet.
Hi Pankaj,
I need your help for filling of return online. I got some errors while filling of return online which is as below.
1. The XML scheme is invalid. Please upload the XML in correct schema.
2. At line no 31 : The value 11 of element “ITRForm: Country code is not valid.
I cant understand the first error.
As I have entered right code for country code “11 – INDIA”, why I got this error while filling of return.
Could you please help me for the same.
You can directky login to Income Tax website & file return. Then No xml file i generated. This is a better & faster option as everyone doesn’t have Excel sw & knows how to enable Macro security etc. So login to https://incometaxindiaefiling.gov.in/, select in Left hadn side top panel – I am a tax payer – Individual. Then Login. Slect AY & it will show you which return you should file. Just fill details online & keep saving. Once done, submit. You will get ack by email & also on the webbsite.
@Dhara
There might be some issue with ITR excel.
You can try filing online using Quick file ITR link on efiling website (https://incometaxindiaefiling.gov.in/)
Its an online process and there is no need to download and fill excel.
11
correct above line with below line
91
Dear Pankaj,
i have a question regardig comment that from 2012-13 we dont even have to send ITR V in original. even if assessee doesnt have digital. Till now I have been efiling and sending original ITR V to CPC .
I can not find any information about this change in Income tax website? Is this process live now? Where can I get more information?
thanks
Prateek
@Prateek
This has not been implemented yet.
Sir
My colleague has received a demand notice for Rs.2.29 (193000+interest) lacs with interest.
Actually, while seeing the demand notice it has been observed that there was typing error in mentioning Tan Number of Deductor so ‘nil tax’submitted by the individual has been shown. Whereas the company has paid the full amount.
Sir, how to rectify this problem. Shall we send the revise ITR-I by menioning correct TAN of the Deductor.
@Anita
He can file a rectification request with request type: “Taxpayer is correcting data for tax credit mismatch only”
Thank you very much, Sir. Will do the needful as advised by you.
Regards
Anita
Hi Pankaj, For the AY 2013-13 my employer consistently deducted TDS from my salary and I was provided a form 16 in June last year basis which I filed my returns. Last week I recieved a communication from Income Tax where they had indicated that the tax calculated for my income still remains due and had shown 0 (zero) Rs as tax deducted at source. I have been asked to respond in 30 days. Could you please help me understand how should I reply to this, what documents as proof do I need to obtain from my employer. Also I have left that job and am working with a new employer now.
@Harsh
Your query has been already answered on SocialFinance page(http://www.socialfinance.in/questions/4442/tds-not-received-by-it-dept)
Thanks a lot Pankaj. This is very helpful
Hi Pankaj
while filling online for Returns, there was one field in C26 ‘Are you governed by Portuguese Civil Code under section 5a’.
what does it mean?
pls help
@Rama krishna
This is only applicable to certain communities in the State of Goa and in the Union territories of Dadra and Nagar Haveli and Daman and Diu.
Under this, income of the husband and of the wife under each head of income (other than under the head Salaries) shall be apportioned equally between the husband and the wife and the income so apportioned shall be included separately in the total income of the husband and of the wife.
I am availaing the facility for housing loan interest for 1st home. how can I avail the rebate for housing loan interest for the 2nd home which is under construction.
@Mahesh
Home loan interest benefit cannot be taken before possession of house.
i want to know about the return filled under section 11,12,13,14,15,16,17 (139,142,148,153A&C & 139(5)…
pls help me about this…..
@Devendra
Voluntarily before the due date under section 139 – 11
Voluntarily after the due date under section 139(4) – 12
In response to notice under section 142(1) – 13
In response to notice under section 148 – 14
In response to notice under section 153A
In response to notice under section 153C – 16
Revised return u/s 139(5) – 17
Return u/s 139(9) – 18
thanks for your valuable reply sir
pls tell me if i am feeling the ITR and i am a employee of a PSU
tax has been deducted more than required
in which section i have to fill the ITR
@Devendra
You need to fill TDS details and taxable income as per form-16, ITR form automatically computes refund. You need to provide bank account number and MICR/IFSC code for direct transfer of refund.
Sir,
Again I am bothering you. A demand notice for Rs.three lakh has been recieved by one of my colleagues against mismatch of TAn of the deductor.
While seeing the last year return, the TAN Number(DELI05299A) is correctly mentioned by us but IT people shown it wrongly i.e.DELI05299E.
Further while viewing 26 AS for the A.Y.2012-13, the statement is completely blank no record of TAN/Income deducted/Deposited is found.
How to rectify this issue with Income Tax people please.
Regards
Anita
@Anita
For TAN number update in return, a rectification request should be made.
Also you need to contact TDS deductor for this issue, they should get Form 26AS corrected for this entry.
Hi
I could not produce a proof of investment to my company on time. so they deducted the tax excluding that investment.
Now I am having the investment proof. Is there a way to upload that document online and get the refund.
Please guide me.
Thanks
spkk
@Spkk
You now need to declare this investment in income tax return, IT department would issue refund for extra deducted tax amount.
No document/proof needs to be sent with income tax return. In case IT department wants proof, they can ask for it later.
Hi Pankaj,
I work for a private firm. I could not provide the rental agreement on time to my employer and my HRA was not considered in deductions, which resulted in more tax burden for me. ( FY 2012-13)
While filing retuns, I want to claim HRA.
Can you please help me out , what is the procedure for this? How to claim online?
What forms need to be filled? Any special fields i need to put in ITR1 form?
Waiting for your reply.
@Sateesh
As such, there is no field in ITR to claim HRA exemption.
Its an employer provided benefit and should be claimed with employer.
Now, you have only one option, reduce taxable income (as shown in form-16) by HRA exemption amount and file returns using the new figure. In case, IT department sends you notice for this, you will have to answer to them why HRA exemption was not taken with employer.
Hello Sir,
While seeing the rectification status, it has shown rectifiction request is rejected, then what is the another step. Can we again file rectification request correcting TAN of the Deductor. Please advice.
Regards
Anita
@Anita
Yes, rectification request can again be filed.
Hi,
From Jan2013, am not in india. So I have to pay the tax for my earings outdie India and as per DTAA I can take credit of tax which I paid outside India.
What would be the conversion rate and how much would be the additional tax.
regards
Krish
@Krish
In case you had resident status in FY 2012-13, you would need to pay income tax on whole income (global+indian) in India. You can get refund of income tax paid from foreign country as per double taxation avoidance rules.
Hi Pankaj,
My relative is a car driver for his own car working for a travels. He has got TDS certificate under 194C for the income from travels. Please suggest as which ITR he has to file now for F/Y 2012-13.
@Chaithra
As its a contractor work, he would need to file using ITR-4.
Dear Sir,
when I paid my self assessment tax for AY 2012-13, there was an error in my PAN # on the challan form. This was corrected and after many months it got reflected in Part C of 26AS and that amount is still reflecting in 26AS. Now, I have received a demand note for this amount and when I called the CPC team, they informed me to submit a Rectification request. I have the CPC # and the order date but not sure which option should I select amoung the following three. Please advise.
1.Tax Payer is correcting data for tax credit mismatch only
a) TDS on Salary details
b) TDS on other than salary details
c) IT details
– options to provide details of advance tax and self assessment tax payments.
2.Tax Payer is correcting the data in rectification
– option to select a Recitifcation reason
3.No further data correction required. Reprocess the case.
a) Tax credit mismatch
b) Gender mismatch
c) Tax/Interest computation
Thanks.
@Arnav
As there is no data change, you should file rectification under No further data correction required, Reprocess the case.
When IT department would rematch form 26AS, demand would be cleared.
Dear Pankaj,
My ITR for AY2012-13 has just been processed, but they have not included a self-assessment (SA) amount which I had paid late (in November) in response to a notice.
In the order which has been generated last week this late SA amount has not been included. However, the same SA appears online in my Form 26. I can’t understand how the IT department can generate a recent order without taking into account a payment from November last year.
Can you advise me what to do?
@Rivka
You can request for rectification without any modification and they would reprocess the case.