Comment posted on New Pension System(NPS) by Veronika.
Who is the owner of this? what is the designation of Mrs. Neelu Rathore, she appointed in Agra,UP,India?
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Posted in Finance, India, Investment.
Comment posted on New Pension System(NPS) by Veronika.
Who is the owner of this? what is the designation of Mrs. Neelu Rathore, she appointed in Agra,UP,India?
By Pankaj Batra – June 18, 2013
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Can I pay for NPS without employer contribution. How Gov. is going to check that I contribute maximum 10% of basic. Or can i contribute to NPS more than 10% of basic salary?
@Adi
NPS account can be opened and operated without employer contribution as well.
There is no maximum limit of investment. Minimum Rs 6000 has to be invested per year.
how to pay for pran to online facility
@V.Srinu
As of now you can contribute to your NPS account using online SBI accounts only.
Sir, many of my friend are willing to do NPS ,but no bank in Shillong(Meghalaya) are able to open the account. so please tell me is there any facility to open a NPS account through online.
@Debojyoti
You need to visit local bank/POP location only to open an account.
There are many POPs in Shillong as per NPS website, check it on this page: https://www.npscra.nsdl.co.in/pop-sp.php
Select State and City to show all POPs.
I was working in Bank Of Baroda,since last one and a half year, I need to apply for refund of my NPS amount? I have filled up the form for refunding of amount 3 months back, but have still not got it..
Please tell me how to get my amount refunded,is there any other form also that has to be filled and from where to enquire about it all this?
@Ritika
If a subscriber wishes to exit from NPS before attaining the age of 60, he/she can withdraw upto 20% of the sum accumulated till that point of time. The subscriber has to buy annuity with the rest of the money.
I am Central Government employee covered under New Pension Scheme having Tier 1 Account. Sir PFRDA and Government always issue circulars regarding withdrawal at retirement or death. We all have regular life so as there will be requirement of money at any stage and in any year and in any emergeny.
(1) Are Government And PFRDA deciding about withdrawal in a year ?
(2 ) Is there facility of Tier 2 account for Central Government employee?
Please help me sir, In my NPS Account there is 2,44000/- available at this time but there is no provision or rule of withdrawal therefore I took personal loan on 17% interest from Private Bank in an emergency.
@Shashikant
1. As of now, if withdrawal is made before 60 years (that too on resignation only), 20% amount would be provided and with rest amount, annuity has to be bought. We would update this post once Govt/PFRDA change this rule.
2. Tier 2 account can be opened by any Indian who already has Tier 1 account.
Hi Pankaj
My question is same as Shashikant.. Are there any discussions going on with the government from Central Govt Employees representatives regarding the withdraw of NPS money at certain intervals? It would be helpful for the needy if certain amount can be withdrawl from the NPS
Hi Pankaj,
This is Varun again. I just want to conform whether the amount of my contribution in the TIER-I from my side can be increased?
@Varun
Yes, you can get your contribution into tier 1 account increased.
You can invest into Tier-1 directly also quoting your PRAN number from any POP branch.
what about arrears received in salary. is there NPS deduction and the same amount from government.
@AK
NPS amount contribution would be done for arrears also.
IS NPS AMOUNT REFUNDED AFTER RESIGNED FROM GOVT SERVICE?
@Vipul
No, amount won’t be refunded after leaving job.
sir, i was working in epfo till 2012.which is not covered under nps in that time but my pension contribution has been cut per month from my salary. in jan 2013 i have resigned from epfo and joined ag office jharkhand without proper channel. here they issue me a pran no. in march 2013, i came to know that i have to open new pran no. to withdraw my pension contribution from epfo. what should i do.
@Vinay
PRAN is unique for a person. You should use your existing PRAN details for new contribution as well.
Dear Sir Is Govt have any contribution in this fund for unorganized sector employees, in any ratio? or its just own Source of investment.
Dear sir
Your information is highly appriciable. I need one clarification. Please help
I had opened an NPS Account with post office with initial deposit of ₹500 . Yet now i hadnt received PRAN no. As i had deposited 500 so my annual deposit is 6000 INR . But i need to deposit 2000 INR Monthly which means 24000 INR Anually.
Kindly help whether i had right to deposit more or how can i manage to deposit more
Waiting for your reply.
@Kashif
If post office has provided you acknowldgement slip, you can track status of PRAN here: https://cra-nsdl.com/CRA/subRegReqSts.do
If not, you should contact the post office branch where you got account opened.
Wait before you are allotted PRAN before depositing more amount.
Sir, i want to know i leave central gov.job and join state gov without proper chanel my new pran will be alloted or not?
@Sonu
You can provide them your old PRAN details saying that you opened NPS account yourself.