Useful Links

9 Responses

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1. Souradeep Ghosal says

   Hi Pankaj,

   Can u pls tell me which one is better HDFC balanced or HDFC Mid-cap opportunities?

   July 7, 2011, 11:53 pm Reply
   • Pankaj Batra says

     @Souradeep
     These funds cater to different segment and cannot be compared with each other.
     HDFC Balanced in a hybrid balanced mutual fund whereas HDFC Mid-Cap opportunities fund is a Mid-Cap equity mutual fund.
     Both these funds are one of the best funds in their segment.

     HDFC balanced holds around 65% in equities and rest in debt. Whereas HDFC Mid-cap holds more than 90% in mid-cap stocks.
     HDFC balanced is less risky and good if you want safety of your investments. HDFC mid-cap is high risk-high gain fund.

     July 8, 2011, 4:59 pm Reply
2. Rahul G says

   Hello Pankaj,

   Can you please tell me more about the investment in pension plan schemes ? Which are best schemes available in market and mostly trustworthy ??

   If i invest 50K per year (i am at 28 right now), then how much i can expect at the age of 55 ?

   Rahul.

   December 9, 2011, 4:50 pm Reply
   • Pankaj Batra says

     @Rahul
     Building your portfolio with mix of equity mutual funds, debt based investments, PPF/EPF and New pension scheme would be best option for retirement.
     Please don’t invest in any insurance scheme for retirement/pension needs.
     By investing around 50K per year for next 27 years, you would have accumulated a sum of around 1 crore at around 12% return.

     December 12, 2011, 10:56 pm Reply
     • Rahul G says

       Thanks Pankaj for this information.

       Can you please explain these in details if possible, so that its easy to understand how to put up things in the above said areas…

       Your help is indeed required to understand these things….

       Thanking you…

       December 13, 2011, 10:13 am Reply
       • Pankaj Batra says

         @Rahul
         I would suggest you to read following pages first.
         http://www.socialfinance.in/questions/1714/regarding-financial-planningreview-of-my-profile
         http://www.socialfinance.in/questions/1819/need-investment-advice

         December 13, 2011, 1:49 pm Reply
         • Rahul says

           Hello Pankaj,

           Thanks for these links. I went through these links and read all this. I can invest max 52K yearly. So a bit confused about how I can go with NPS, Term Insurance and other debt and equities…I am not much aware of these and if you could simply suggest how i invest 52K in these ? Just the exact name of schemes and approx amount to put in is sufficient.

           Your precious help is indeed appreciated.

           Thanks,
           Rahul

           December 27, 2011, 11:09 pm Reply
           • Pankaj Batra says

             @Rahul
             If you are looking for tax saving instruments, please go through these pages:
             http://www.socialfinance.in/questions/45/investment-advise
             http://www.socialfinance.in/questions/7/tax-saving

             January 2, 2012, 1:49 pm Reply
3. manish from health-today says

   Dear Sir,
   i am a shopkeeper owned sanitary & h/w business in faridabad.
   what is the best way to invest my profit like nsc,lic or mutual funds.
   and how to save my income tax.
   please tell me ..
   thanks…

   January 18, 2012, 10:58 am Reply