Income Tax Calculator

The Excel-based Income Tax Calculator serves to compute taxes on various sources of income, including salary, pension, gifts, fixed deposits, bank interest, house rent, and capital gains (both short and long-term).
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TransUnion CIBIL ran two credit profiles under my PAN. RBI Ombudsman closed the complaint

This is a factual account.

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Automating my ITR-3 filing: generating the tax-return JSON from a spreadsheet

Every year around July–August, the same ritual: open the Income Tax Department’s offline ITR utility and spend an evening (or three) typing numbers into a maze of schedules — Profit & Loss, Balance Sheet, depreciation blocks, capital gains, interest, TDS, the works.

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AU Bank Enables Digital Remittances for Overseas Equities (Purpose Code S0001)

In my previous update on cross-border investing, I broke down how I secured a zero forex markup outward remittance via AU Small Finance Bank.

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Hunting for Value: My Overseas investment Experience with Zero Forex Markup via AU Bank and Paasa

In my last finance update, I documented the exact timeline of executing my very first international outward remittance of $1,500 using IDFC First Bank to clear the path into global equities.

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Holding Banks Accountable: My ₹5,000 Win Against IndusInd Bank’s Systemic Negligence

Introduction: Most bank customers accept a credit card rejection as “final.” But what happens when the bank rejects you based on false data, lies about their involvement, and ignores your evidence?

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Experience of First investment in international ETFs via IBKR

After spending quite a few days researching platforms and figuring out the best way to wire funds abroad, I finally went ahead and made my first investment in international ETFs through Interactive Brokers.

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Got a compensation from Axis Credit card after RBI ombudsman complaint

Background In October 2024, I used my Axis Bank credit card to pay ₹2,500 for a new Airtel broadband connection.

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How India’s Insurance System Fails the Insured

Introduction Imagine buying a health insurance policy, trusting the system, and later discovering that the rules were changed silently — and worse, the institutions meant to protect your rights not only ignore your plea but seem to stand with the insurer.

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Transacting In Mutual Funds Online

Investing in mutual funds is the best method to grow your money in the long run.

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