From assessment year 2013-14, E-filing has been made compulsory for the person who is an individual or a Hindu undivided family (HUF), if his or its total income, or the total income in respect of which he is or it is assessable under the act during the previous year, exceeds Rs. 5 lakh rupees for the assessment year 2013-14 onwards. It clearly states total income and not taxable income.
Please read below to know how you can file income tax return online yourself.
Calculate Income tax
You can calculate your income tax payable using the income tax calculator provided at this page: Income tax calculator. Income tax return excel utility also computes income tax, but they only take taxable income as input.
Also make sure that you also see whether the advance tax has been paid on time (See row 101-104 in tax calculator). In case you have paid the full tax but not paid on time as per the advance tax schedule, you are liable to pay interest under section 234 C. Income tax return excel utility also computes interest penalty u/s 234C.
Pay your tax online
Whatever pending amount you need to pay can be paid online on this link: Pay Taxes Online (Use only Internet explorer for this).
Select challan type as CHALLAN NO. /ITNS 280 and continue.
Select (0021) INCOME-TAX (OTHER THAN COMPANIES) in tax applicable field and
Select (300) SELF ASSESSMENT TAX in type of payment.
Select bank through which you want to pay.
Make sure to add interest penalty as computed by income tax return excel form u/s 234A, 234B and 234C in case of tax payments after due date.
You also pay through your net banking login on Axis Bank, Oriental Bank of Commerce, State Bank of Patiala, Bank of Baroda, IDBI Bank, State Bank of Mysore, Bank of Maharashtra, State Bank of Hyderabad, State Bank of Saurashtra, Union Bank of India, Allahabad Bank, Dena Bank, Syndicate Bank, ICICI Bank, State Bank of India, Punjab National Bank, Indian Overseas Bank, Canara Bank, Indian Bank, Bank of India, Corporation Bank, State Bank of Bikaner & Jaipur, State Bank of Travancore, State Bank of Indore, Vijaya Bank and HDFC Bank.
You can check online if your money has actually reached the I-T Department. For this you have to go to Tax Information Network Website and click the box CIN Based View. Provide details as per the receipt generated while online tax payment.
Fill Income tax return form
Download respective income tax form from income tax website. Income tax department has modified the return preparation software to include automatic calculation of tax and interest.
Income from Salary/Pension, interest and single house property ( but with exempt income is less than Rs. 5,000) : ITR-1
Income from more than one house property, capital gains, salaries, pension, interest and exempt income more than Rs 5,000: ITR-2
Income from partnership in a firm: ITR-3
Income from business/profession: ITR-4
Income from Presumptive Business: ITR-4S
Exempt income here includes transport/conveyance allowance, HRA exemption, agricultural income, insurance maturity amount, LTA, Gratuity, Interest on PPF balance, Leave Encashment, Income from Mutual Funds, Dividends and long term capital gains.
Fill up the form with information provided in Form-16 and the tax calculated in income tax calculator above in Step 1.
If you don’t know Assessing Officer (Ward / Circle), Find it here by submitting your PAN.
After filling up the form, Generate tax return XML from the income tax form by clicking Generate button on first sheet of excels form.
e-File income tax return
After you have created a XML file from income tax return excel form, Go to Income Tax e-Filing Website.
Create your login on this page on website. It’s not mandatory, to use a digital signature for electronically filing the return.
a) Filing return without digital signature:
Login to income tax site and click on assessment year under submit return menu on left side of page.
Upload the generated XML on this page for 2012-13 assessment year.
On successful upload acknowledgment details would be displayed.
Take printout of acknowledgment/ITR-V Form. You may also download it later. Login and go to link on top right My account > My Returns.
Form ITR-V has to be submitted with the Income tax Department as verification of the electronic filing of the return within 120 days after the date of e-Filing.
Form ITR-V is bar-coded, so it need not to be folded and to be mailed in a A4 size envelope BY ORDINARY or SPEED POST ONLY to “Income Tax Department – CPC, Post Box No – 1, Electronic City Post Office, Bengaluru – 560100, Karnataka” within 120 days after the date of e-filing of return. ITR-V sent by Registered Post or Courier will not be accepted. No Form ITR-V shall be received in any other office of the Income-tax Department or in any other manner. Please keep a copy of the same with you also. After some day of posting the ITR-V, you can check status of receipt by going into account ‘My Account’ -> ‘E-filing Process Status’.
From year 2012-13, even if a person does not have digital signature, he can file online and even does not need to send ITR-V copy to Bangalore CPC (Central processing centre) address.
An electronic signature would be generated online in income tax efiling website after providing certain information from previous year’s income tax return. On validation of such information, unique PIN would be provided to person on email/SMS. This PIN can be used to file income tax return online without needing digital signature. This will also make sure no further hard copy needs to be sent to department.
b) Filing return with digital signature:
In case you don’t have digital signature and you want to buy that, you can buy class 2 or class 3. You can buy digital signature on e-Mudhra website . Class 2 individual certificate is available for Rs. 285 for 1 year validity.
In case return is filed with digital signature, user may take a printout of the Acknowledgment for his record. The tax-payer is not required to submit the Form ITR-V with the Income-tax Department.
Income tax department call center:
To assist taxpayers, a limited call center service has been established at ITD-CPC, Bangalore. Taxpayer queries on status of ITR-V receipt at CPC, Bangalore will be answered on 080-43456700 between 9:30 AM to 6 PM. The service will be available in English, Hindi and Kannada.
One may also call on 1800-425-2229 (Toll free) or 080-43456700 for status of receipt of ITR-V at CPC, Processing status of e-filed returns, Refund issues and any other information related to processing of returns at CPC. The working hours of CPC Call center have been extended to 9AM-8PM on all working days.
I hope this article will help many of us and make tax filing Simple & Easy. So please this year Do-It-Yourself.
Feel free to comment/suggest anything that I may have missed.
Note : No hard copy of any kind of proof needs to be submitted along with Income tax return.
Hi Pankaj
I have filed my ITR-1 form without (forgot to) calculating tax and uploaded the xml. I did not posted ITR-V form to IT dept. yet. Now I hope I need to re-file again as revised filing status. But excel file says it requires receipt no. and date if revised status. How can I give receipt no. if I have not posted the ITR-V form to IT dept. What should I do? Thanks in advance.
-Sameer
@Sameer
You need to file a revised return. You can provide earlier E-Filing Ack No and date in revised return and send both ITR-V together.
Thanks a lot Pankaj 🙂
Hi, I submitted my return online the day before, and realized later that there was a small amount of interest us 234a to be paid (Rs.29!!) – which is showing in the itr-v as tax payable.
Should I now pay this amount and file a revised return? Can a revised return be used for paying balance taxes and then re-filing?
@Gautam
You should pay the tax amount and file a revised return.
How is a revised return filed online? The same excel form does not have a revision option, how do you do this?
@Pranesh
Procedure is the same. Just choose return type as revised in spite of original in the ITR excel utility.
Hello Pankaj…
For the financial year 09-10, I have income from profession for 10 months(APR-09 to Jan-10) and Income from salary for 2 month (Feb.10 to March 2010).
So i had income from Profession and Salary both.Now which return form do i need to fill for online IT-Return? ITR-1 or ITR-4 or both ?
@Atul
You will have to file ITR 4 only.
how do I file the return as I have 2 form 16 from 2 diff companies I have worked in last year…pls suggest….do i need to upload 2 xmls seperately?
@Vamsi
You cannot upload two XMLs. You will have to calculate tax liabilities by adding up figures from both Form-16s.
Please download income tax calculator to find out how much tax you need to pay.
hi pankaj
i have form 16from my employee ,i have taken printout of the itr 1 form .
do i just need to just fill it up ?
where can i submit or mail it..i am in gurgaon
@Lalit
You can file it online by filling up excel utility, generating XML from that and uploading same on income tax e-filing website.
The article has all details regarding same.
but with online fillin thing , we still need to send the itr-v within span of 120 days .
that s why i was thinkin of filling it nd submitting it manually ..nd need to know where i can do so .
also for the assessing officer , as my PAN is of punjab and i am filling return from gurgaon[haryana]
i think i need to locate assesing officer’s details seperately for gurgaon .
@Lalit
In case you want to file manually in Gurgaon, you can deposit same in Income tax office, Udyog Vihar, Gurgaon (Behind Trident Hotel, Near indiabulls building)
You can leave assessing office field blank, thats not compulsory.
HI Pankaj,
Dilip Here. Have been following your website for sometime now. Its is very interesting, especially the finance section. I have a query “I had done the IT filing through a firm which was appointed by my company to make filing easier for us. guess they filed the returns online, as I recieved the acknowledgement from Bangalore a few days later. But they filed my returns with some other employees data.” How to proceed regarding this . Also, since tax was dedcuted at source, I dont have tax liabilities. (taxpayable = 0). Please help.
Thanks,
Dilip
@Dilip
You will have to file revised return in case the earlier one did not have the right data. You may do it online.
Let me know If you have any more query/issues while filing a revised return.
Hi Pankaj,
thanks for the prompt reply. Is the procedure for revised return the same as first return. The figures (salary and tax) are on the lower side in the incorrect return. Do I need to scrap the incorrect return (if so , how) and will the revised return be a fresh one or as a top up (filing the return for remaining salary/tax).
Thanks once again Pankaj.
@Dilip
Yes, procedure is exactly same. There is no provision to scrap the incorrect return. Revised return will be a fresh one and not a top up (must contain actual data).
I have taken housing loan , the interest and principal part of it have been shown in form 16. I have paid more tax and expected refund, which type of form i have to use for filing returns ITR 1 and ITR 2.
@Mahesh
From this year, you can even file ITR 1, as house loan interest can be shown under House property loss section.
hii can we file two diffrent xml files of two diffrent person with the same login id??? as i m nt able to register for the other individual account??
@Yogesh
Only one income tax return can be filed from one login, that too of the same person by whose PAN number, the account is registered with.
Thx yogesh and how quickly get thw refund by e-filing.
Hi Pankaj…
I saw that ITR-4 it is very confusing ! its very big and seems complex, i think for a new person who never seen this before, to fill this form is little dificult !
how can i file revised return
@Milan
Just choose return type as revised in spite of original in the ITR excel utility.
Hi Pankaj,
Thanks for making IT Filing simple. My query follows.
1. I had both indian income & foreign income and need to file tax for the same. I’ve paid tax in foreign land for the foreign income. Please advice how to do the calculation.
2.I’ve missed providing the medical billsof 15000/-by cutoff date so my employer have not considered that in form 16, can i claim relief on that while filing?
Please guide.
@Partha
Medical bills can not be declared in ITR and has to be deposited to employer. If thats missed, it will be taxable as its a salary component.
If you have already paid tax on foreign income there, there is no need to pay same in India, if you have lived for more than 180 days there.
Sir,
retired person age 63 only income is interest on bank fd which was 170816.bank deducted TDS 1708 on entire sum 10%.Which form to fill to get refund of same?under what section? which ward/circle number? pls help
@OS
You have to fill ITR 1 and ask for refund.
You can see ward/circle information from this link: https://incometaxindiaefiling.gov.in/portal/common.do?screen=jurisdiction
Hi Pankaj,
I dint file returns as my total income(FY 2008-2009) was below the taxable limit. Same was the case for FY2009-2010. Was it mandatory for me to file returns? Will this be a problem for me while registering my business?
@Ally
If income falls below the taxable range, return filing is optional.
But while getting a loan/credit card etc., financial institutions ask for last 2-3 years IT return as income proof.
Spreadsheet file downloaded is in xls format. Since it is password protected, its not possible to change format. What to do?
I have filed my returns. But Later I found that.. I have used wrong xml file for uploading. What I have to do for uploading revised xml. Presently when I tried to upload the revised xml it showing select option revise . But I am not able to find revise option button. Can you please help how to find this option.
Thanks
@Srinivas
In ITR excel file, there is an option with name return type. You have to select revised inspite of original in that.
Hi Pankaj, My friend is in abroad and only back on this month end. Can he file his returns in this month. If returning wat will be the penalty for the late filing. Pls clarify.
Thanks, Saji
@Saji
He can file return till 31st March, 2011. But if some tax is payable, then there will be interest payable on that under section 234 a and b.
Dear Pankaj,
My Company was merged with another group company in January 2010. So, I have two form 16’s from my employers for the financial year 2009-10. In the later form 16, the income from previous employer was added. Now while e-filling in the TDS column i have to fill the details of both the employers. My question is : as the income of previous employer was added in the current employers form 16, should i fill the complete income (previous+current) in the current employer’s colum?
The deductions under chapter VI is to be filled in for both the employer’s or is it to be filled in any one?
@Asutosh
You have to mention income, TDS and deductions from both employers separately, so that total becomes correct.
Hi,
I quit my previous organization in April ’10, unfortunately on bad terms. They are not ready to release my Form-16. Can I file my ITR without the form-16 & what documents would I require? I have all the IT worksheets for each month.
Thanks.
@Manish
You need to have following information, in case you don’t have Form 16.
1. TAN number of employer (You can get same in Form 26AS on this URL https://incometaxindiaefiling.gov.in/portal/EndUserMenu.do?screen=viewTaxCredit, after login)
2. Total tax deducted (TDS, can be seen same on Form 26AS)
3. Income under head salaries, can be calculated by summing up income in salary slips or from IT worksheets.
Hi Pankaj,
i was filing tax return online for Assessmemt year-2010-11 but by mistake I downloaded incorrect Form for AY 2009-10 and i uploaded this form. So i have filed the return for incorrect year.
When i realized that i have filed for incorrect Assessment year I downloaded correct Excel sheet for AY 2010-11 and filled it and uploaded it for Year 2010-11
Can you please explain me what will happen in this case ? (Note: Last year i manually filed return for AY 2009-10)
Please suggest me steps to correct this.
Which acknoledgement receipt do i need to post to Banglore office ?
Your help will be really appreciated,
Thanks alot,
Hitesh
@Hitesh
Most probably your older return will be ignored as assessment for that might already be done.
But to be on safe side, you can file a revised return of older one with same data as it was there in manually filed return last year.
You have to send signed ITR-V to Bangalore office.
Thanks Pankaj for the reply,
Ok so which ITR-V do I need to send ? for AY 2010-11 right ?
@Hitesh
If you decide to file revised return for AY 2009-10, then same also will need to be sent.
Thanks a ton Pankaj !
If some one has posted the Ack for AY 2009-10 but not received by CPC Bangalore, till date , what to be done now ??
Whether filing a revised return will be enough ??
Will the earlier return be a valid return ???
@Nikhil
Please contact income tax call center for the same:
Aayakar Sampark Kendra (ASK) – 0124-2438000